SNAP income limits 2026–27

What is the income limit for food stamps?

What is the income limit for food stamps? Federal rules allow gross monthly income up to 130% of poverty and net income up to 100%: from October 1, 2026, $1,729 gross and $1,330 net for one person, or $3,575 and $2,750 for four in the 48 states and DC. 36 states raise the gross limit to as much as 200%.

SNAP by State editorial teamUpdated 8 sources

Independent estimate tool, not a government website. We can’t take applications or see your case; apply through your state agency. Applying is free.

SNAP income test

Check your income against your state’s limit

Child care, child support, medical costs, assets

Example

SNAP estimate · Texas

Oct 1, 2026 – Sep 30, 2027 (FY 2027) · household of 4

Likely eligible

$431estimated per month

  1. Gross monthly income$3,400.00
  2. Earned income deduction (20% of $3,400)−$680.00
  3. Standard deduction, household of 4−$229.00
  4. Adjusted income$2,491.00
  5. Rent or mortgage + heating or cooling utility allowance ($464)$1,764.00
  6. Minus half of adjusted income−$1,245.50
  7. Excess shelter deduction−$518.50
  8. Net monthly income$1,972.50
  9. Maximum allotment, household of 4$1,023.00
  10. Minus 30% of net income (rounded up)−$592.00
  11. Estimated monthly SNAP benefit$431.00
  • Gross income $3,400 vs Texas limit $4,538 (165% of poverty, assets up to $5,000)
  • Net income $1,973 vs 100% limit $2,750 (waived under broad-based eligibility)

Estimate only, not a decision. Only Texas HHSC can decide eligibility.

Follows 7 CFR 273.9–273.10 with USDA’s current cost-of-living figures and your state’s utility allowance and gross income limit. Results are estimates, not a decision.

SNAP income limits 2026–27

These are the SNAP income limits USDA set for October 1, 2026 through September 30, 2027, based on the 2026 HHS poverty guidelines.[1][7] Gross income is everything before taxes and deductions; net income is what is left after the SNAP deductions. The 165% and 200% columns are the gross limits used for elderly or disabled people who buy food separately and in the many states with broad-based categorical eligibility.[1][8]

SNAP monthly income limits, 48 states and DC, Oct 1, 2026 – Sep 30, 2027
Household sizeGross (130%)Net (100%)Gross (165%)Gross (200%)
1$1,729$1,330$2,195$2,660
2$2,345$1,804$2,976$3,607
3$2,960$2,277$3,757$4,554
4$3,575$2,750$4,538$5,500
5$4,191$3,224$5,319$6,447
6$4,806$3,697$6,100$7,394
7$5,421$4,170$6,881$8,340
8$6,037$4,644$7,662$9,287
Each extra person+$616+$474+$781+$947

The limits went up about 2% from the year before, when they were $1,696 gross and $1,305 net for one person.[2]

Gross income test and net income test

A household normally has to pass both tests: gross income at or below 130% of poverty, and net income at or below 100%.[5] Two big exceptions change who actually has to meet them:

  • Someone 60 or older or disabled. The household skips the gross income test and only has to meet the net income test (and an asset limit of $4,750).[5][1]
  • Broad-based categorical eligibility (BBCE). In 46 states and territories, households that get a TANF-funded service or referral are categorically eligible. They only have to be under the state’s gross limit, which can be 130%, 150%, 160%, 165%, 185% or 200%, and in most of those states there is no asset test and no net income test.[3]

Passing the income tests does not guarantee a benefit. A household of three or more whose 30% of net income is larger than its maximum allotment gets nothing, while eligible one- and two-person households always get at least the minimum of $25.[5][1]

SNAP income limits by state

The gross limit below is the one that applies to a typical working household in each state as of USDA’s November 12, 2026 chart.[3] Net income limits are the federal 100% figures everywhere, but they only apply where a household is not categorically eligible. Rows with an asterisk have different limits for some households (for example, elderly or disabled members in Arkansas, or households with child care costs in New York); state pages explain them.

Download this table as a CSV file with net limits, maximum benefits, utility allowances, standard medical deductions and each agency’s portal for every state (free to reuse with a link back).

Gross monthly income limit and asset test by state, from October 1, 2026
StateProgram nameGross limit1 person4 peopleAsset limit
AlabamaSNAP130%$1,729$3,575None
AlaskaSNAP200%$3,325$6,875None
ArizonaNutrition Assistance200%$2,660$5,500None
ArkansasSNAP130%*$1,729$3,575$5,500
CaliforniaCalFresh200%$2,660$5,500None
ColoradoSNAP200%$2,660$5,500None
ConnecticutSNAP200%$2,660$5,500None
DelawareFood Supplement Program200%$2,660$5,500None
District of ColumbiaSNAP200%$2,660$5,500None
FloridaSNAP (food assistance)200%$2,660$5,500None
GeorgiaSNAP130%$1,729$3,575None
GuamSNAP165%$2,195$4,538None
HawaiiSNAP200%$3,060$6,325None
IdahoFood Stamps130%$1,729$3,575$3,000 / $4,750
IllinoisSNAP165%$2,195$4,538None
IndianaSNAP130%$1,729$3,575$3,000 / $4,750
IowaFood Assistance160%$2,128$4,400None
KansasFood Assistance130%$1,729$3,575$3,000 / $4,750
KentuckySNAP200%$2,660$5,500None
LouisianaSNAP200%$2,660$5,500$3,000 / $4,750
MaineFood Supplement200%$2,660$5,500None
MarylandFood Supplement Program200%$2,660$5,500None
MassachusettsSNAP200%$2,660$5,500None
MichiganFood Assistance Program200%$2,660$5,500None
MinnesotaSNAP200%$2,660$5,500None
MississippiSNAP130%$1,729$3,575$3,000 / $4,750
MissouriFood Stamps (SNAP)130%$1,729$3,575$3,000 / $4,750
MontanaSNAP200%$2,660$5,500None
NebraskaSNAP165%$2,195$4,538$25,000
NevadaSNAP200%$2,660$5,500None
New HampshireFood Stamp Program200%$2,660$5,500None
New JerseyNJ SNAP185%$2,461$5,088None
New MexicoSNAP200%$2,660$5,500None
New YorkSNAP150%*$1,995$4,125None
North CarolinaFood and Nutrition Services200%$2,660$5,500None
North DakotaSNAP200%$2,660$5,500None
OhioSNAP130%$1,729$3,575None
OklahomaSNAP130%$1,729$3,575None
OregonSNAP200%$2,660$5,500None
PennsylvaniaSNAP200%$2,660$5,500None
Rhode IslandSNAP185%$2,461$5,088None
South CarolinaSNAP130%$1,729$3,575None
South DakotaSNAP130%$1,729$3,575$3,000 / $4,750
TennesseeSNAP130%$1,729$3,575$3,000 / $4,750
TexasSNAP165%$2,195$4,538$5,000
U.S. Virgin IslandsSNAP200%$2,660$5,500None
UtahSNAP130%$1,729$3,575$3,000 / $4,750
Vermont3SquaresVT185%$2,461$5,088None
VirginiaSNAP200%$2,660$5,500None
WashingtonBasic Food200%$2,660$5,500None
West VirginiaSNAP200%$2,660$5,500None
WisconsinFoodShare200%$2,660$5,500None
WyomingSNAP130%$1,729$3,575$3,000 / $4,750

Alaska and Hawaii have their own, higher poverty guidelines, so the same percentage gives a larger dollar limit there. Guam and the U.S. Virgin Islands use the 48-state guidelines.[1]

Alaska and Hawaii SNAP income limits

Alaska SNAP monthly income limits, Oct 1, 2026 – Sep 30, 2027
Household sizeGross (130%)Net (100%)
1$2,162$1,663
2$2,931$2,255
3$3,700$2,846
4$4,469$3,438
5$5,238$4,030
6$6,008$4,621
7$6,777$5,213
8$7,546$5,805
Each extra person+$770+$592
Hawaii SNAP monthly income limits, Oct 1, 2026 – Sep 30, 2027
Household sizeGross (130%)Net (100%)
1$1,989$1,530
2$2,697$2,075
3$3,404$2,619
4$4,112$3,163
5$4,819$3,707
6$5,527$4,251
7$6,234$4,795
8$6,941$5,340
Each extra person+$708+$545

Last year’s limits (October 2025 – September 2026)

If you are checking a decision made before October 1, 2026, the earlier limits applied.[2]

SNAP monthly income limits, 48 states and DC, Oct 1, 2025 – Sep 30, 2026
Household sizeGross (130%)Net (100%)
1$1,696$1,305
2$2,292$1,763
3$2,888$2,221
4$3,483$2,680
5$4,079$3,138
6$4,675$3,596
7$5,271$4,055
8$5,867$4,513
Each extra person+$596+$459

What counts as income for SNAP

Countable income is almost all cash coming into the household: wages before taxes, self-employment profit, Social Security, SSI, unemployment, child support you receive, pensions and similar payments.[4] Some money does not count, including most student aid used for tuition, loans, reimbursements for costs, money from other federal programs that law excludes, and the earnings of children under 18 who are in school.[4]

The deductions that turn gross into net income are the standard deduction ($217 for one to three people), 20% of earnings, dependent care, legally owed child support you pay, medical costs over $35 for elderly or disabled members, and excess shelter costs.[4][1] The SNAP calculator applies them for you; see the requirements to be on food stamps for the non-income rules.

Asset limits

Where the asset test still applies, a household can have up to $3,000 in countable resources, or $4,750 if a member is 60 or older or disabled.[1][6] Your home, retirement accounts and most vehicles (depending on the state) do not count. Most states have dropped the asset test for most households through broad-based categorical eligibility.[3]

Other income limits that use the same household

Other programs set their own limits, so a household that is over the SNAP limit may still qualify for help with health care or energy bills:

Frequently asked questions

What is the income limit for food stamps for a family of 4?

$3,575 a month gross and $2,750 net in the 48 states and DC from October 1, 2026. In states using 200% of poverty, the gross limit is $5,500.

Is the SNAP income limit based on gross or net income?

Both, for most households: gross income must be at or below 130% of poverty (or the state’s higher limit) and net income at or below 100%. Elderly or disabled households only face the net test.

What are the SNAP income limits for 2026?

Until September 30, 2026: $1,696 gross and $1,305 net for one person. From October 1, 2026: $1,729 and $1,330.

Which states have the highest food stamp income limit?

States using 200% of poverty, including California, Florida, Pennsylvania, North Carolina, Virginia, Washington and Massachusetts, have the highest gross limits in the 48 states. Alaska and Hawaii are higher in dollars because their poverty guidelines are higher.

Sources

  1. SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo to all state agencies, with tables) · USDA Food and Nutrition Administration, August 21, 2026
  2. SNAP – Fiscal Year 2026 Cost-of-Living Adjustments (memo to all state agencies, with tables) · USDA Food and Nutrition Service, August 13, 2025
  3. Broad-Based Categorical Eligibility (BBCE) state chart · USDA Food and Nutrition Administration, page updated November 12, 2026
  4. 7 CFR 273.9, Income and deductions · Electronic Code of Federal Regulations, current text
  5. 7 CFR 273.10, Determining household eligibility and benefit levels · Electronic Code of Federal Regulations, current text
  6. 7 CFR 273.8, Resource eligibility standards · Electronic Code of Federal Regulations, current text
  7. 2026 Poverty Guidelines for the 48 contiguous states, Alaska and Hawaii · U.S. Department of Health and Human Services, ASPE, January 2026
  8. Transmittal OEP-PT-26-033: FFY 2027 Cost-of-Living Adjustments (COLA) Standards for SNAP · Oregon Department of Human Services, October 8, 2026