OHP income limits 2026 by household size
From March 1, 2026, the Oregon Health Plan covers a single adult on OHP Plus up to $1,836 a month, adults on OHP Bridge up to 200% of poverty, and children on CHIP up to 305% with the disregard.[1] The figures come from transmittal OEP-PT-26-005, issued February 5, 2026, which prints each standard twice: once as published and once with the 5% income disregard.[1]
| Program and group | % FPL | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|---|
| OHP Plus – MAGI Adult Adult 19–64; incl. 5% disregard | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $4,449 | $5,102 |
| OHP Bridge – Basic Health Program Adult 19–64 | 200% | $2,660 | $3,607 | $4,554 | $5,500 | $6,447 | $7,394 |
| MAGI Parents & Other Caretaker Relatives (PCR) Parent or caretaker of a child under 19; fixed dollar standard incl. 5% disregard (state chart) | fixed $ | $466 | $606 | $725 | $885 | $1,034 | $1,183 |
| OHP Plus – MAGI Adult Parent or caretaker of a child under 19; incl. 5% disregard | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $4,449 | $5,102 |
| OHP Bridge – Basic Health Program Parent or caretaker of a child under 19 | 200% | $2,660 | $3,607 | $4,554 | $5,500 | $6,447 | $7,394 |
| MAGI Pregnant Woman Pregnant; incl. 5% disregard | 190% | $2,527 | $3,427 | $4,326 | $5,225 | $6,125 | $7,024 |
| MAGI Child (under age 1) Child under 1; incl. 5% disregard | 190% | $2,527 | $3,427 | $4,326 | $5,225 | $6,125 | $7,024 |
| MAGI CHIP Child under 1; incl. 5% disregard | 305% | $4,057 | $5,501 | $6,944 | $8,388 | $9,832 | $11,275 |
| MAGI Child (age 1 - under 19) Child 1–5; incl. 5% disregard | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $4,449 | $5,102 |
| MAGI CHIP Child 1–5; incl. 5% disregard | 305% | $4,057 | $5,501 | $6,944 | $8,388 | $9,832 | $11,275 |
| MAGI Child (age 1 - under 19) Child 6–18; incl. 5% disregard | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $4,449 | $5,102 |
| MAGI CHIP Child 6–18; incl. 5% disregard | 305% | $4,057 | $5,501 | $6,944 | $8,388 | $9,832 | $11,275 |
| Medicare Savings Program (QMBP) 65 or older, blind or disabled; single / couple, non-MAGI rules, asset test applies | 100% | $1,330 | $1,804 | $1,804 | $1,804 | $1,804 | $1,804 |
The transmittal’s column headers still say “2025 Standard”, but the dollar amounts match the 2026 poverty guideline of $15,960 for one person plus $5,680 for each additional person.[1][6] Its with-disregard column shows $1,836 for a single adult, the same as the table.[1] The OHP Bridge row is the monthly equivalent of an annual test, explained below.
OHP Plus for adults, parents and caretakers
Adults aged 19 to 64 qualify for OHP Plus, Oregon’s Medicaid expansion coverage, with income up to 133% of poverty, or 138% with the disregard: $1,836 a month for one person, $2,489 for two and $3,142 for three.[1][5] OHP counts this income under Modified Adjusted Gross Income (MAGI) rules, and the MAGI groups have no asset test.[1]
Parents and other caretaker relatives (PCR) have their own fixed dollar standard of $399 a month for one person, $611 for three and $747 for four. Oregon says those standards “are not based on the FPL and do not change”; only the disregard added on top is updated each year.[1] With it, the checker uses $466, $725 and $885. A parent who earns more than that still qualifies for OHP Plus as an adult, up to $3,142 in a family of three.
OHP Bridge for incomes from 133% to 200% of poverty
OHP Bridge covers adults whose annual income is between 133% and 200% of the federal poverty level, so a single adult can earn up to $31,920 a year and a family of four up to $66,000.[2][1] The 200% annual income test applies to OHP Bridge only; every other OHP group uses monthly income.[1]
| Household size | From (133%) | Up to (200%) |
|---|---|---|
| 1 | $21,228 | $31,920 |
| 2 | $28,788 | $43,280 |
| 3 | $36,336 | $54,640 |
| 4 | $43,896 | $66,000 |
| 5 | $51,456 | $77,360 |
| 6 | $59,004 | $88,720 |
- Who: adults up to age 65 who do not have affordable insurance and have an eligible status.[2]
- Cost: “Just like OHP Plus, OHP Bridge has no member costs.”[2]
- Since when: applications opened July 1, 2024, when Oregon became the third state to set up a Basic Health Program.[3] The launch release described the range as 138% to 200%; the 2026 transmittal and OHA’s Bridge page say 133% to 200%.[3][1][2]
- How long these figures last: OHA says the posted Bridge limits apply through February 2027.[2]
The same 200% line, $2,660 a month for one person or $2,727 with the disregard, is also the monthly standard for the Basic Medicaid part of OHP Bridge and for Young Adults with Special Health Care Needs.[1]
Children, CHIP and pregnancy on OHP
Oregon children qualify for OHP up to 305% of poverty through CHIP, $6,944 a month for a family of three and $8,388 for four, after a lower Medicaid line that depends on age.[1]
- Babies under 1 and pregnant women: 185% of poverty, 190% with the disregard ($4,326 for a household of three).[1]
- Children 1 to 18: 133%, or 138% with the disregard ($3,142 for three).[1]
- CHIP, birth to 18: 300%, or 305% with the disregard.[1]
Medicaid.gov’s older table (data as of December 2023) shows the same 185%, 133% and 300% standards for Oregon, so the levels themselves did not change; only the dollar amounts moved with the 2026 guideline.[5][1]
Older adults and people with disabilities
Help for people 65 or older or with disabilities uses separate standards from the MAGI groups above; the Medicare Savings Programs start at $1,330 a month for one person and $1,804 for two.[1]
| Program | 1 person | 2 people |
|---|---|---|
| QMBP (Medicare Savings, 100%) | $1,330 | $1,804 |
| SLMB (Medicare Savings) | $1,596 | $2,164 |
| QSMF (Medicare Savings) | $1,796 | $2,435 |
| OSIPM for 1915(i) behavioral health services (150%) | $1,995 | – |
| OSIPM-EPD adjusted income standard (250%) | $3,325 | – |
The transmittal lists the OSIPM-EPD adjusted income standard as $3,325 with earned income up to $6,735.[1] The base OSIPM income and resource limits were not available in the Oregon sources used for this page, so they are not listed here; the Aging and Disability Resource Connection (ADRC) at 1-855-673-2372 handles questions from older adults and people with disabilities.[4]
How to apply for OHP
You apply for OHP, including OHP Bridge, at ONE.Oregon.gov or by calling ONE Customer Service at 1-800-699-9075.[4][3] Older adults and people with disabilities can call the ADRC at 1-855-673-2372 instead.[4]
What changes for OHP members in 2026 and 2027
The March 1, 2026 standards are the current ones, and OHA says the Bridge figures run through February 2027.[1][2] The bigger changes are federal and aimed at OHP Plus adults 19 to 64, Oregon’s expansion group:
- Work requirement from January 1, 2027 at the latest: 80 hours a month of work, community service, school or a work program, or at least $580 a month in income, unless exempt.[7]
- Renewals every six months for expansion adults, for renewals scheduled on or after January 1, 2027.[8]
- Immigrant eligibility: since October 1, 2026, federal Medicaid funding is limited to citizens, lawful permanent residents, Cuban and Haitian entrants and COFA migrants, with limited exceptions.[9]
The Oregon sources used for this page do not say how the 2027 federal changes apply to OHP Bridge members. Check with ONE Customer Service before you rely on Bridge rules after February 2027.
Food assistance is tested differently from OHP; see the national food stamps income limit tables or estimate a benefit with the SNAP calculator. To see how other states compare, open Pennsylvania Medicaid income limits, Virginia Medicaid income limits and Idaho Medicaid income limits.
Frequently asked questions
What is the OHP income limit for one person in 2026?
$1,836 a month for OHP Plus (the base standard before the disregard is $1,769). Above that, OHP Bridge covers a single adult up to $31,920 a year.
What is the income limit for OHP Bridge?
Annual income between 133% and 200% of poverty: $21,228 to $31,920 for one person, $36,336 to $54,640 for three and $43,896 to $66,000 for four. Bridge has no member costs.
What is the OHP income limit for a family of 4?
Adults: $3,795 a month on OHP Plus, or up to $66,000 a year on OHP Bridge. Children: $3,795 for ages 1 to 18 on Medicaid and $8,388 on CHIP; babies under 1 and pregnant women $5,225.
Does OHP have an asset limit?
No asset test applies to the MAGI groups: OHP Plus adults, parents, children and pregnant women, or to OHP Bridge. Programs for older adults and people with disabilities use separate standards.
Sources
- Transmittal OEP-PT-26-005: 2026 federal poverty level income standards (OHP, OHP Bridge, CHIP, Medicare Savings, OSIPM)
- OHP Bridge
- News release: people in Oregon can apply for OHP Bridge starting July 1, 2024
- Apply for the Oregon Health Plan
- Medicaid, Children’s Health Insurance Program and Basic Health Program Eligibility Levels (MAGI groups by state)
- 2026 Poverty Guidelines for the 48 contiguous states, Alaska and Hawaii
- Medicaid Program; Community Engagement Requirement for Certain Individuals (CMS-2454-IFC), implementing P.L. 119-21 § 71119
- State Medicaid Director Letter SMD #26-001: eligibility redeterminations every 6 months for expansion adults (P.L. 119-21 § 71107)
- State Health Official Letter SHO #26-001: Medicaid and CHIP eligibility of certain immigrants (P.L. 119-21 § 71109)