Oregon · Oregon Health Plan

OHP income limits 2026 for OHP Plus, OHP Bridge and CHIP

OHP income limits 2026, in effect since March 1: adults 19 to 64 qualify for OHP Plus with income up to $1,836 a month alone or $3,795 for a family of four (138% of poverty). OHP Bridge then covers adults up to 200%, $31,920 a year for one person or $66,000 for four, and CHIP covers children up to $8,388 a month for four.

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Oregon Health Plan (OHP) · 2026 limits

Oregon Medicaid income checker

Pick who needs coverage, the household size and monthly income before taxes. The checker converts each published limit to dollars for your household.

Example

Oregon Medicaid check

Adult 19–64 (not pregnant, no children at home) · household of 1 · 2026 poverty guidelines

Under the OHP Bridge – Basic Health Program limit

180%of the federal poverty level ($2,400 of $1,330 a month at 100%)

  • OHP Plus – MAGI Adult$1,836/mo138% FPL · incl. 5% disregard
  • OHP Bridge – Basic Health Program$2,660/mo200% FPL

Estimate only. Medicaid counts income under MAGI rules and checks age, residency and immigration status; the state agency decides.

Limits as published by Oregon Health Authority (ONE) and Medicaid.gov, as % of the 2026 HHS poverty guidelines, converted to monthly dollars. Includes the 5% income disregard where it applies. Estimate only.

OHP income limits 2026 by household size

From March 1, 2026, the Oregon Health Plan covers a single adult on OHP Plus up to $1,836 a month, adults on OHP Bridge up to 200% of poverty, and children on CHIP up to 305% with the disregard.[1] The figures come from transmittal OEP-PT-26-005, issued February 5, 2026, which prints each standard twice: once as published and once with the 5% income disregard.[1]

Oregon Medicaid and CHIP monthly income limits by household size (2026 poverty guidelines)
Program and group% FPL123456
OHP Plus – MAGI Adult
Adult 19–64; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
OHP Bridge – Basic Health Program
Adult 19–64
200%$2,660$3,607$4,554$5,500$6,447$7,394
MAGI Parents & Other Caretaker Relatives (PCR)
Parent or caretaker of a child under 19; fixed dollar standard incl. 5% disregard (state chart)
fixed $$466$606$725$885$1,034$1,183
OHP Plus – MAGI Adult
Parent or caretaker of a child under 19; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
OHP Bridge – Basic Health Program
Parent or caretaker of a child under 19
200%$2,660$3,607$4,554$5,500$6,447$7,394
MAGI Pregnant Woman
Pregnant; incl. 5% disregard
190%$2,527$3,427$4,326$5,225$6,125$7,024
MAGI Child (under age 1)
Child under 1; incl. 5% disregard
190%$2,527$3,427$4,326$5,225$6,125$7,024
MAGI CHIP
Child under 1; incl. 5% disregard
305%$4,057$5,501$6,944$8,388$9,832$11,275
MAGI Child (age 1 - under 19)
Child 1–5; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
MAGI CHIP
Child 1–5; incl. 5% disregard
305%$4,057$5,501$6,944$8,388$9,832$11,275
MAGI Child (age 1 - under 19)
Child 6–18; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
MAGI CHIP
Child 6–18; incl. 5% disregard
305%$4,057$5,501$6,944$8,388$9,832$11,275
Medicare Savings Program (QMBP)
65 or older, blind or disabled; single / couple, non-MAGI rules, asset test applies
100%$1,330$1,804$1,804$1,804$1,804$1,804

The transmittal’s column headers still say “2025 Standard”, but the dollar amounts match the 2026 poverty guideline of $15,960 for one person plus $5,680 for each additional person.[1][6] Its with-disregard column shows $1,836 for a single adult, the same as the table.[1] The OHP Bridge row is the monthly equivalent of an annual test, explained below.

OHP Plus for adults, parents and caretakers

Adults aged 19 to 64 qualify for OHP Plus, Oregon’s Medicaid expansion coverage, with income up to 133% of poverty, or 138% with the disregard: $1,836 a month for one person, $2,489 for two and $3,142 for three.[1][5] OHP counts this income under Modified Adjusted Gross Income (MAGI) rules, and the MAGI groups have no asset test.[1]

Parents and other caretaker relatives (PCR) have their own fixed dollar standard of $399 a month for one person, $611 for three and $747 for four. Oregon says those standards “are not based on the FPL and do not change”; only the disregard added on top is updated each year.[1] With it, the checker uses $466, $725 and $885. A parent who earns more than that still qualifies for OHP Plus as an adult, up to $3,142 in a family of three.

OHP Bridge for incomes from 133% to 200% of poverty

OHP Bridge covers adults whose annual income is between 133% and 200% of the federal poverty level, so a single adult can earn up to $31,920 a year and a family of four up to $66,000.[2][1] The 200% annual income test applies to OHP Bridge only; every other OHP group uses monthly income.[1]

OHP Bridge annual income range by household size (2026 guidelines, through February 2027)
Household sizeFrom (133%)Up to (200%)
1$21,228$31,920
2$28,788$43,280
3$36,336$54,640
4$43,896$66,000
5$51,456$77,360
6$59,004$88,720
  • Who: adults up to age 65 who do not have affordable insurance and have an eligible status.[2]
  • Cost: “Just like OHP Plus, OHP Bridge has no member costs.”[2]
  • Since when: applications opened July 1, 2024, when Oregon became the third state to set up a Basic Health Program.[3] The launch release described the range as 138% to 200%; the 2026 transmittal and OHA’s Bridge page say 133% to 200%.[3][1][2]
  • How long these figures last: OHA says the posted Bridge limits apply through February 2027.[2]

The same 200% line, $2,660 a month for one person or $2,727 with the disregard, is also the monthly standard for the Basic Medicaid part of OHP Bridge and for Young Adults with Special Health Care Needs.[1]

Children, CHIP and pregnancy on OHP

Oregon children qualify for OHP up to 305% of poverty through CHIP, $6,944 a month for a family of three and $8,388 for four, after a lower Medicaid line that depends on age.[1]

  • Babies under 1 and pregnant women: 185% of poverty, 190% with the disregard ($4,326 for a household of three).[1]
  • Children 1 to 18: 133%, or 138% with the disregard ($3,142 for three).[1]
  • CHIP, birth to 18: 300%, or 305% with the disregard.[1]

Medicaid.gov’s older table (data as of December 2023) shows the same 185%, 133% and 300% standards for Oregon, so the levels themselves did not change; only the dollar amounts moved with the 2026 guideline.[5][1]

Older adults and people with disabilities

Help for people 65 or older or with disabilities uses separate standards from the MAGI groups above; the Medicare Savings Programs start at $1,330 a month for one person and $1,804 for two.[1]

Oregon Medicare Savings Program and OSIPM monthly income standards (effective March 1, 2026)
Program1 person2 people
QMBP (Medicare Savings, 100%)$1,330$1,804
SLMB (Medicare Savings)$1,596$2,164
QSMF (Medicare Savings)$1,796$2,435
OSIPM for 1915(i) behavioral health services (150%)$1,995–
OSIPM-EPD adjusted income standard (250%)$3,325–

The transmittal lists the OSIPM-EPD adjusted income standard as $3,325 with earned income up to $6,735.[1] The base OSIPM income and resource limits were not available in the Oregon sources used for this page, so they are not listed here; the Aging and Disability Resource Connection (ADRC) at 1-855-673-2372 handles questions from older adults and people with disabilities.[4]

How to apply for OHP

You apply for OHP, including OHP Bridge, at ONE.Oregon.gov or by calling ONE Customer Service at 1-800-699-9075.[4][3] Older adults and people with disabilities can call the ADRC at 1-855-673-2372 instead.[4]

What changes for OHP members in 2026 and 2027

The March 1, 2026 standards are the current ones, and OHA says the Bridge figures run through February 2027.[1][2] The bigger changes are federal and aimed at OHP Plus adults 19 to 64, Oregon’s expansion group:

  • Work requirement from January 1, 2027 at the latest: 80 hours a month of work, community service, school or a work program, or at least $580 a month in income, unless exempt.[7]
  • Renewals every six months for expansion adults, for renewals scheduled on or after January 1, 2027.[8]
  • Immigrant eligibility: since October 1, 2026, federal Medicaid funding is limited to citizens, lawful permanent residents, Cuban and Haitian entrants and COFA migrants, with limited exceptions.[9]

The Oregon sources used for this page do not say how the 2027 federal changes apply to OHP Bridge members. Check with ONE Customer Service before you rely on Bridge rules after February 2027.

Food assistance is tested differently from OHP; see the national food stamps income limit tables or estimate a benefit with the SNAP calculator. To see how other states compare, open Pennsylvania Medicaid income limits, Virginia Medicaid income limits and Idaho Medicaid income limits.

Frequently asked questions

What is the OHP income limit for one person in 2026?

$1,836 a month for OHP Plus (the base standard before the disregard is $1,769). Above that, OHP Bridge covers a single adult up to $31,920 a year.

What is the income limit for OHP Bridge?

Annual income between 133% and 200% of poverty: $21,228 to $31,920 for one person, $36,336 to $54,640 for three and $43,896 to $66,000 for four. Bridge has no member costs.

What is the OHP income limit for a family of 4?

Adults: $3,795 a month on OHP Plus, or up to $66,000 a year on OHP Bridge. Children: $3,795 for ages 1 to 18 on Medicaid and $8,388 on CHIP; babies under 1 and pregnant women $5,225.

Does OHP have an asset limit?

No asset test applies to the MAGI groups: OHP Plus adults, parents, children and pregnant women, or to OHP Bridge. Programs for older adults and people with disabilities use separate standards.

Sources

  1. Transmittal OEP-PT-26-005: 2026 federal poverty level income standards (OHP, OHP Bridge, CHIP, Medicare Savings, OSIPM) · Oregon Eligibility Partnership (Oregon Department of Human Services and Oregon Health Authority), issued February 5, 2026; effective March 1, 2026
  2. OHP Bridge · Oregon Health Authority, income limits apply through February 2027; accessed November 13, 2026
  3. News release: people in Oregon can apply for OHP Bridge starting July 1, 2024 · Oregon Health Authority, July 1, 2024
  4. Apply for the Oregon Health Plan · Oregon Health Authority, accessed November 13, 2026
  5. Medicaid, Children’s Health Insurance Program and Basic Health Program Eligibility Levels (MAGI groups by state) · Centers for Medicare & Medicaid Services (Medicaid.gov), data as of December 1, 2023
  6. 2026 Poverty Guidelines for the 48 contiguous states, Alaska and Hawaii · U.S. Department of Health and Human Services, ASPE, January 2026
  7. Medicaid Program; Community Engagement Requirement for Certain Individuals (CMS-2454-IFC), implementing P.L. 119-21 § 71119 · Centers for Medicare & Medicaid Services (Federal Register, 91 FR 33348), June 3, 2026; effective July 31, 2026
  8. State Medicaid Director Letter SMD #26-001: eligibility redeterminations every 6 months for expansion adults (P.L. 119-21 § 71107) · Centers for Medicare & Medicaid Services, March 6, 2026
  9. State Health Official Letter SHO #26-001: Medicaid and CHIP eligibility of certain immigrants (P.L. 119-21 § 71109) · Centers for Medicare & Medicaid Services, April 8, 2026