Idaho · Medicaid and CHIP

Idaho Medicaid income limits for 2026: adults, children and AABD

Idaho Medicaid income limits for 2026 let an adult aged 19 to 64 earn up to $1,836 a month alone or $3,795 in a family of four (138% of poverty) under Adult Medicaid, which Idaho expanded in January 2020. CHIP covers children up to $5,225 for four, and AABD Medicaid for seniors has a $1,047 limit and a $2,000 asset cap.

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Idaho Medicaid · 2026 limits

Idaho Medicaid income checker

Pick who needs coverage, the household size and monthly income before taxes. The checker converts each published limit to dollars for your household.

Example

Idaho Medicaid check

Child 6–18 · household of 4 · 2026 poverty guidelines

Under the Children's Health Insurance Plan (CHIP) limit

175%of the federal poverty level ($4,800 of $2,750 a month at 100%)

  • Children's Medicaid$3,795/mo138% FPL · incl. 5% disregard; not re-verified for 2026
  • Children's Health Insurance Plan (CHIP)$5,225/mo190% FPL · incl. 5% disregard

Estimate only. Medicaid counts income under MAGI rules and checks age, residency and immigration status; the state agency decides.

Limits as published by Idaho Department of Health and Welfare and Medicaid.gov, as % of the 2026 HHS poverty guidelines, converted to monthly dollars. Includes the 5% income disregard where it applies. Estimate only.

Idaho Medicaid income limits by household size

For 2026, Idaho Medicaid covers adults up to $1,836 a month for one person and $3,795 for four, pregnant women up to the same 138% line, and children through CHIP up to 190% of poverty.[1] The Department of Health and Welfare (DHW) put these figures into effect in January 2026 and prints them with the 5% disregard already added.[1]

Idaho Medicaid and CHIP monthly income limits by household size (2026 poverty guidelines)
Program and group% FPL123456
Adult Medicaid (including Expansion)
Adult 19–64; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
Adult Medicaid (parents)
Parent or caretaker of a child under 19; not re-verified for 2026
19%$253$343$433$523$613$703
Adult Medicaid (including Expansion)
Parent or caretaker of a child under 19; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
Pregnancy Coverage
Pregnant; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
Children's Medicaid
Child under 1; incl. 5% disregard; not re-verified for 2026
147%$1,956$2,651$3,347$4,043$4,739$5,435
Children's Health Insurance Plan (CHIP)
Child under 1; incl. 5% disregard
190%$2,527$3,427$4,326$5,225$6,125$7,024
Children's Medicaid
Child 1–5; incl. 5% disregard; not re-verified for 2026
147%$1,956$2,651$3,347$4,043$4,739$5,435
Children's Health Insurance Plan (CHIP)
Child 1–5; incl. 5% disregard
190%$2,527$3,427$4,326$5,225$6,125$7,024
Children's Medicaid
Child 6–18; incl. 5% disregard; not re-verified for 2026
138%$1,836$2,489$3,142$3,795$4,449$5,102
Children's Health Insurance Plan (CHIP)
Child 6–18; incl. 5% disregard
190%$2,527$3,427$4,326$5,225$6,125$7,024
AABD Medicaid
65 or older, blind or disabled; single person, non-MAGI rules, asset test applies
fixed $$1,047$1,047$1,047$1,047$1,047$1,047

Rows labelled “not re-verified for 2026” are percentages Idaho no longer publishes on its own chart; they come from Medicaid.gov’s table with data as of December 2023 and may be out of date.[4] DHW’s chart shows $1,836 for a single adult, matching the table.[1]

Adult Medicaid and Idaho’s 2020 expansion

Idaho is a Medicaid expansion state: the program was implemented in January 2020 and covers adults aged 19 to 64 with income up to 138% of poverty.[2] DHW lists them under one heading, “Adult Medicaid (including Expansion)”, and the 2026 amounts are $1,836 a month for one person, $2,489 for two and $3,142 for three.[1]

Parents are part of that same adult group on Idaho’s 2026 page. A separate, much lower parent and caretaker standard of 19% of poverty, a dollar amount converted by CMS, appears only in Medicaid.gov’s table and is not re-verified for 2026.[1][4] In the checker it equals $433 a month for a family of three, so nearly every parent will be measured against the 138% adult line instead.

Pregnancy Coverage, children’s Medicaid and CHIP

Pregnant women in Idaho qualify for Pregnancy Coverage up to 138% of poverty, and the unborn child or children count in the household size.[1] DHW’s pregnancy chart therefore starts at a household of two, at $2,489 a month; a pregnant woman with one other child counts as three, with a limit of $3,142.[1]

For children, DHW publishes only the top CHIP line: 185% of poverty, or 190% with the disregard, which is $3,427 a month for two people on the state chart, $4,326 for three and $5,225 for four.[1] The Medicaid bands underneath come from Medicaid.gov and are not re-verified for 2026:[4]

  • Children under 6: 142% of poverty, 147% with the disregard ($3,347 for a family of three).
  • Children 6 to 18: 133%, or 138% ($3,142 for three).
  • CHIP, all ages to 18: above those lines and up to 190% ($4,326 for three).[1]

AABD Medicaid for seniors and people with disabilities

Idahoans who are 65 or older, blind or disabled apply under Aid to the Aged, Blind, and Disabled (AABD) Medicaid, which has an income limit of $1,047 a month for one person and $1,511 for a couple, and an asset limit of $2,000 or $3,000.[1] Two related programs on the same DHW chart use much higher income lines:

Idaho non-MAGI Medicaid limits (effective January 2026)
ProgramMonthly income limitResource limit
AABD Medicaid (65+, blind or disabled)$1,047 single / $1,511 couple$2,000 / $3,000
Long-term care and home and community-based services$3,002 (individual)see DHW
Medicaid for Workers with Disabilitiesup to 500% of poverty, with premiums$10,000 / $15,000

The couple figures matter only for AABD; the long-term care limit is per individual.[1]

How Idaho counts household income

Idaho counts income for adults, pregnant women and children under Modified Adjusted Gross Income (MAGI) rules, which “generally include” a 5% disregard on top of the published standard.[4] That is why Idaho’s 133% expansion standard shows up as 138% on the DHW chart.[1] The percentages rest on the 2026 HHS poverty guideline of $15,960 a year for one person, plus $5,680 for every additional person.[5] Keep these Idaho specifics in mind:

  • An unborn child counts as a household member for Pregnancy Coverage.[1]
  • The pregnancy and CHIP charts begin at household size two, not one.[1]
  • AABD and Medicaid for Workers with Disabilities carry asset limits, $2,000 and $10,000 for one person.[1]

Idalink is Idaho’s online self-service portal for applying, and DHW also takes applications by phone at 1-877-456-1233 (toll free).[3]

Idaho’s 2027 work requirement for expansion adults

From 2027, Idaho’s Medicaid Expansion adults must show three months of qualifying activity, such as work, volunteering or education, unless they meet an exclusion or exemption, and this applies to both new and existing applicants.[2] DHW reviews compliance for coverage periods ending on or after January 1, 2027.[2] The federal rule behind it counts 80 hours a month of work, community service, school or a work program, or monthly income of at least $580.[6]

  • Re-evaluations every six months for expansion adults, for renewals scheduled on or after January 1, 2027.[2][7]
  • Retroactive coverage changes to two months for regular Medicaid and one month for Medicaid Expansion.[2]
  • Immigrant eligibility for federally funded Medicaid narrowed on October 1, 2026 to citizens, lawful permanent residents, Cuban and Haitian entrants and COFA migrants, with limited exceptions.[8]

The work requirement applies only to Medicaid Expansion adults aged 19 to 64. It does not change any income limit on this page.

Idaho’s food assistance has its own income test, covered by the national food stamps income limit tables and the SNAP calculator. For Medicaid in other states, compare New York Medicaid income limits, Indiana Medicaid income limits and Ohio Medicaid income limits.

Frequently asked questions

What is the income limit for Idaho Medicaid for a single person?

$1,836 a month in 2026 for an adult aged 19 to 64, the same figure DHW’s chart prints. That is 138% of poverty, including the 5% disregard.

When did Idaho expand Medicaid?

Idaho implemented Medicaid Expansion in January 2020. It covers adults 19 to 64 up to 138% of poverty, which is $3,795 a month for a family of four in 2026.

What is the income limit for Idaho CHIP?

190% of poverty with the disregard: $3,427 a month for a household of two on DHW’s chart, $4,326 for three and $5,225 for four.

What are the AABD income and asset limits in Idaho?

$1,047 a month for one person and $1,511 for a couple, with assets of no more than $2,000 for one person or $3,000 for a couple.

Sources

  1. Medicaid Program Income Limits (Adult Medicaid, Pregnancy Coverage, CHIP, AABD) · Idaho Department of Health and Welfare, effective January 2026; page last updated April 20, 2026
  2. Medicaid Expansion (eligibility and 2027 work requirements) · Idaho Department of Health and Welfare, page last updated November 9, 2026
  3. Apply for Medicaid · Idaho Department of Health and Welfare, page last updated May 5, 2026
  4. Medicaid, Children’s Health Insurance Program and Basic Health Program Eligibility Levels (MAGI groups by state) · Centers for Medicare & Medicaid Services (Medicaid.gov), data as of December 1, 2023
  5. 2026 Poverty Guidelines for the 48 contiguous states, Alaska and Hawaii · U.S. Department of Health and Human Services, ASPE, January 2026
  6. Medicaid Program; Community Engagement Requirement for Certain Individuals (CMS-2454-IFC), implementing P.L. 119-21 § 71119 · Centers for Medicare & Medicaid Services (Federal Register, 91 FR 33348), June 3, 2026; effective July 31, 2026
  7. State Medicaid Director Letter SMD #26-001: eligibility redeterminations every 6 months for expansion adults (P.L. 119-21 § 71107) · Centers for Medicare & Medicaid Services, March 6, 2026
  8. State Health Official Letter SHO #26-001: Medicaid and CHIP eligibility of certain immigrants (P.L. 119-21 § 71109) · Centers for Medicare & Medicaid Services, April 8, 2026