North Carolina · Food and Nutrition Services

Food stamp income limit NC: Food and Nutrition Services limits for 2026–27

What is the food stamp income limit? NC households can have gross income up to 200% of poverty for Food and Nutrition Services, North Carolina’s name for SNAP: $2,660 a month for one person or $5,500 for four from October 1, 2026, with no asset test. Benefits top out at $306 for one person and $1,023 for four.

SNAP by State editorial teamUpdated 18 sources

Independent estimate tool, not a government website. We can’t take applications or see your case; apply through your NC county DSS. Applying is free.

Food and Nutrition Services · figures from Oct 1, 2026

North Carolina FNS calculator

Uses North Carolina’s gross income limit and utility allowances with USDA’s current maximum benefits and deductions.

Child care, child support, medical costs, assets

Example

Food and Nutrition Services estimate · North Carolina

Oct 1, 2026 – Sep 30, 2027 (FY 2027) · household of 3

Likely eligible

$419estimated per month

  1. Gross monthly income$2,750.00
  2. Earned income deduction (20% of $2,450)−$490.00
  3. Standard deduction, household of 3−$217.00
  4. Adjusted income$2,043.00
  5. Rent or mortgage + heating or cooling utility allowance ($795)$1,770.00
  6. Minus half of adjusted income−$1,021.50
  7. Excess shelter deduction−$748.50
  8. Net monthly income$1,294.50
  9. Maximum allotment, household of 3$808.00
  10. Minus 30% of net income (rounded up)−$389.00
  11. Estimated monthly SNAP benefit$419.00
  • Gross income $2,750 vs North Carolina limit $4,554 (200% of poverty, no asset test)
  • Net income $1,295 vs 100% limit $2,277 (waived under broad-based eligibility)

Estimate only, not a decision. Only your NC county DSS can decide eligibility.

Follows 7 CFR 273.9–273.10 with USDA’s current cost-of-living figures and your state’s utility allowance and gross income limit. Results are estimates, not a decision.

North Carolina food stamp income limits by household size

North Carolina’s gross income limit for Food and Nutrition Services is 200% of the federal poverty level, and the table below shows it for each household size from October 1, 2026, with the net limit and the maximum benefit.[1][2][3] The state calls this “Expanded (200%) Categorical Eligibility”: a household at or below 200% that gets the notice of TANF-funded services printed on every application automatically passes the resource test.[1]

North Carolina SNAP monthly income limits and maximum benefits, Oct 1, 2026 – Sep 30, 2027 (FY 2027)
Household sizeGross limit (200%)Net limit (100%)Maximum benefit
1$2,660$1,330$306
2$3,607$1,804$562
3$4,554$2,277$808
4$5,500$2,750$1,023
5$6,447$3,224$1,217
6$7,394$3,697$1,463
7$8,340$4,170$1,616
8$9,287$4,644$1,841
Each extra person+$947+$474+$225

USDA’s chart, updated November 12, 2026, also lists North Carolina at 200% with no limit on assets for all households.[2] The maximum benefits in the last column are the federal amounts for October 2026 through September 2027; NCDHHS’s public FNS page still showed the older $298 one-person maximum when checked in November 2026.[3][4]

What counts toward the North Carolina limit

The 200% test uses gross monthly income, meaning wages before taxes plus unearned income such as Social Security, unemployment or child support received, with one North Carolina twist: legally obligated child support that a household member pays is subtracted before the gross income screen.[5][6] A parent who earns $3,800 and pays $400 in child support is therefore screened on $3,400.[5]

  • Gross limit (200%). Decides whether you qualify at all under expanded eligibility.[1]
  • Net limit (100%). Not applied to expanded-eligibility households; the benefit formula sets the amount, and an eligible household of one or two people gets at least $25.[6][3]
  • 130% line. After approval, a household whose income was at or below 130% of poverty has to report an increase that takes it over 130% ($2,960 for three people).[7]

Here is a family of three with $2,450 in wages and $300 of child support received, paying $975 rent plus heating or cooling:

North Carolina example: 3 people, $2,450 wages + $300 child support, $975 rent (Oct 2026 – Sep 2027)
StepAmount
Gross monthly income$2,750.00
Earned income deduction (20% of $2,450)−$490.00
Standard deduction, household of 3−$217.00
Adjusted income$2,043.00
Rent or mortgage + heating or cooling utility allowance ($795)$1,770.00
Minus half of adjusted income−$1,021.50
Excess shelter deduction−$748.50
Net monthly income$1,294.50
Maximum allotment, household of 3$808.00
Minus 30% of net income (rounded up)−$389.00
Estimated monthly SNAP benefit$419.00

The family’s $2,750 gross income is well under the $4,554 limit for three, and the estimate is $419 a month. A couple earning $3,300 shows why the 200% rule matters: they are over the 130% line for two ($2,345) and would be turned away in a 130% state, but in North Carolina they qualify for about $25.

North Carolina utility allowances: SUA, BUA and TUA

North Carolina’s utility allowances depend on household size: from October 1, 2026, the heating and cooling SUA is $659 for one person, $723 for two, $795 for three, $866 for four and $944 for five or more.[8] The basic utility allowance (BUA), for households with utility costs but no heating or cooling bill, is $406 for one person, $446 for two, $491 for three, $536 for four and $584 for five or more, and the telephone allowance (TUA) is $43 for every size.[8]

North Carolina standard utility allowances from October 1, 2026 (monthly)
Household sizeHeating or cooling (SUA)Limited / other utilitiesTelephone only
1 person$659$406$43
2 people$723$446$43
3 people$795$491$43
4 people$866$536$43
5+ people$944$584$43
  • Internet is not a utility. Since the 2025 federal law, North Carolina lists internet charges as a non-allowable utility expense.[5]
  • LIEAP and the SUA. A Low Income Energy Assistance payment in the past 12 months gives a household the SUA automatically only if it includes an elderly or disabled member who was part of the LIEAP household.[5]
  • Medical costs. For elderly or disabled members, NC FAST allows a medical deduction only for the amount above $35 a month.[5]
  • Federal amounts. The standard deduction is $217 for one to three people and $229 for four, and the excess shelter deduction is capped at $769 for households without an elderly or disabled member.[8][3]

How to apply for Food and Nutrition Services in North Carolina

You can apply online through ePASS, in person at your county Department of Social Services, or by mailing a paper application to your county DSS office.[9] ePASS also handles recertifications and change reports, and you may need to create an account first.[9] For questions, the NCDHHS Customer Service Center is 1-800-662-7030.[9]

  1. Interview. Every application needs one, held in person, by phone or by video conference.[9][10]
  2. Expedited benefits. When a household qualifies for expedited service, the county must approve it by the fourth calendar day so the household has its EBT card and benefits no later than the seventh day.[11][12]

Certification, reporting and NC EBT deposit days

North Carolina certifies households made up only of elderly or disabled members without earned income for 12 months and all other households for 6 months, and NC FAST assigns the period automatically.[7] Almost every household is on simplified reporting, which means reporting income that rises above 130% of poverty and, for able-bodied adults under the time limit, work hours that drop below 80 a month.[7]

Benefits land on your NC EBT card on the same day each month, after 6 a.m., based on the last digit of your Social Security number, even when that day is a weekend or holiday; without an SSN they come on the 3rd.[4] NCDHHS points cardholders to the ebtEDGE mobile app, and the NC EBT Call Center is 1-866-719-0141.[4]

North Carolina FNS deposit day by last digit of SSN
Last digitBenefits available on
13rd
25th
37th
49th
511th
613th
715th
817th
919th
021st

Work rules and 2025–2026 changes in North Carolina

North Carolina applies the 3-month time limit to able-bodied adults aged 18 to 64 without a child under 14 in the household, under rules that took effect December 1, 2025, with the current period running from January 1, 2025, to December 31, 2027.[13][14] The state manual notes that the 2025 federal law ended the exemptions for veterans, people experiencing homelessness and former foster youth.[13][15] An adult under the limit keeps benefits past 3 months by working, volunteering or training at least 80 hours a month.[16]

  • Non-citizen rules. New federal rules on which non-citizens can get FNS took effect in North Carolina on February 1, 2026.[4]
  • SUN Bucks. North Carolina paid a one-time $120 per child for summer 2026, with most children enrolled automatically; the deadline to apply was August 15, 2026.[17]

Only your county DSS can approve Food and Nutrition Services, and there is no charge to apply. Health coverage has separate limits; see North Carolina Medicaid income limits.

For the federal 130% and 100% figures that apply in other states, see the SNAP income limit by household size page; for citizenship, student and work rules, read the requirements to be on food stamps. Nearby guides: New York City food stamps, New York State food stamps and Oklahoma food stamps, or start over at the SNAP calculator.

Quick table: North Carolina SNAP amounts by income

These amounts come from the same calculator as above, using North Carolina’s figures from October 1, 2026, a $1,000 rent and only wages as income; a dash means no benefit (over the income limit, or 30% of net income uses up the whole maximum). Your own rent, utilities, child care or medical costs can raise the amount, so enter your numbers above for an estimate that fits you.

Estimated monthly SNAP in North Carolina by household size and monthly wages (rent $1,000, pays heating or cooling; no other income or deductions)
HouseholdNo income$1,000 wages$2,000 wages$3,000 wages$4,000 wages
1 person$306$306$121——
2 people$562$562$377$96—
3 people$808$808$623$364$4
4 people$1,023$1,023$842$602$245
5 people$1,217$1,217$1,048$808$480

Payment error rate and the 2028 state cost share

North Carolina’s SNAP payment error rate for fiscal year 2025 was 7.36%, against a national rate of 10.62%.[18] Under the 2025 law, from October 2027 each state pays a share of benefit costs based on that rate (for 2028 the state may elect its 2026 rate instead).[15] That puts North Carolina in the 5% tier: the state would pay 5% of SNAP benefit costs and the federal government the rest. This does not change how benefits are calculated for a household; it changes who pays for them, so watch for state budget decisions.

Frequently asked questions

What is the food stamp income limit in NC for one person?

$2,660 a month in gross income from October 1, 2026, which is 200% of poverty. A single person can receive up to $306 a month, and at least $25 if eligible.

What is the income limit for food stamps in NC for a family of 4?

$5,500 a month in gross income, or $6,447 for five. A family of four with no countable income after deductions can get up to $1,023.

Does North Carolina have an asset limit for food stamps?

No for households under expanded categorical eligibility: the FNS manual says they automatically pass the resource test, and USDA lists North Carolina with no limit on assets.

How do I apply for North Carolina food stamps?

Online through ePASS, in person at your county Department of Social Services, or by mailing a paper application to the county DSS. An interview by phone, video or in person follows; expedited cases must be approved by the fourth calendar day.

Sources

  1. FNS Manual 220: Categorical eligibility (expanded 200% categorical eligibility) · North Carolina Department of Health and Human Services, Change #04-2026, October 1, 2026
  2. Broad-Based Categorical Eligibility (BBCE) state chart · USDA Food and Nutrition Administration, page updated November 12, 2026
  3. SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo to all state agencies, with tables) · USDA Food and Nutrition Administration, August 21, 2026
  4. Food and Nutrition Services (Food Stamps) · North Carolina Department of Health and Human Services, undated; accessed November 13, 2026
  5. FNS Manual 340: Deductions · North Carolina Department of Health and Human Services, Change #02-2026, August 4, 2026
  6. 7 CFR 273.9, Income and deductions · Electronic Code of Federal Regulations, current text
  7. FNS Manual 500: Simplified reporting, certification periods and reporting requirements · North Carolina Department of Health and Human Services, Change #04-2026, October 1, 2026
  8. FNS Manual 360: Determining benefit levels (SUA, BUA and TUA amounts, standard deductions, shelter cap) · North Carolina Department of Health and Human Services, Change #04-2026, October 1, 2026
  9. Apply for Food and Nutrition Services (Food Stamps) · North Carolina Department of Health and Human Services, undated; accessed November 13, 2026
  10. FNS Manual 415: Interviewing · North Carolina Department of Health and Human Services, Change #21-2021, November 15, 2021
  11. FNS Manual 425: Expedited service processing · North Carolina Department of Health and Human Services, Change #1-2024, March 1, 2024
  12. 7 CFR 273.2, Office operations and application processing · Electronic Code of Federal Regulations, current text
  13. FNS Manual 260: Able-bodied adults without dependents (ABAWD) · North Carolina Department of Health and Human Services, Change #06-2026, November 1, 2026
  14. Able-bodied adults without dependents (ABAWDs) · North Carolina Department of Health and Human Services, undated; accessed November 13, 2026
  15. Public Law 119-21 (H.R. 1), Title I, Subtitle A: Nutrition (SNAP), §§ 10101–10108, 139 Stat. 80–85 · U.S. Government Publishing Office (GovInfo), approved July 4, 2025
  16. 7 CFR 273.7 and 273.24, Work provisions and time limit for able-bodied adults · Electronic Code of Federal Regulations, current text
  17. SUN Bucks (Summer EBT) · North Carolina Department of Health and Human Services, undated; accessed November 13, 2026
  18. Supplemental Nutrition Assistance Program: Payment Error Rates, Fiscal Year 2025 · USDA Food and Nutrition Administration, June 24, 2026