Georgia · Medicaid, PeachCare and Pathways

Medicaid income limits (GA): 2026 chart and checker

Medicaid income limits (GA) for 2026: a single adult 19–64 can get Georgia Pathways with income up to $1,330 a month (100% of poverty) by meeting an 80-hour monthly activity rule. A parent in a family of four on regular Medicaid is capped near $787, while PeachCare for Kids reaches $6,930 for four.

SNAP by State editorial teamUpdated 10 sources

Independent estimate tool, not a government website. We can’t take applications or see your case; apply through Georgia DFCS (Gateway). Applying is free.

Georgia Medicaid and PeachCare · 2026 limits

Georgia Medicaid income checker

Pick who needs coverage, the household size and monthly income before taxes. The checker converts each published limit to dollars for your household.

Example

Georgia Medicaid check

Adult 19–64 (not pregnant, no children at home) · household of 1 · 2026 poverty guidelines

Under the Georgia Pathways to Coverage limit

90%of the federal poverty level ($1,200 of $1,330 a month at 100%)

  • Georgia Pathways to Coverage$1,330/mo100% FPL · incl. 5% disregard

Estimate only. Medicaid counts income under MAGI rules and checks age, residency and immigration status; the state agency decides.

Limits as published by Georgia DFCS (Gateway) and Medicaid.gov, as % of the 2026 HHS poverty guidelines, converted to monthly dollars. Includes the 5% income disregard where it applies. Estimate only.

Georgia Medicaid and PeachCare limits by household size

Georgia’s 2026 Family Medicaid limits took effect on March 1, 2026, and DFCS prints each one twice: the standard and the standard plus the 5% MAGI disregard.[1] The table uses the higher, with-disregard figure, converted from the 2026 poverty guidelines.[8]

Georgia Medicaid and CHIP monthly income limits by household size (2026 poverty guidelines)
Program and group% FPL123456
Georgia Pathways to Coverage
Adult 19–64; incl. 5% disregard
100%$1,330$1,804$2,277$2,750$3,224$3,697
Parent/Caretaker with Children Medicaid
Parent or caretaker of a child under 19; fixed dollar standard incl. 5% disregard (state chart)
fixed $$376$546$662$787$909$1,006
Georgia Pathways to Coverage
Parent or caretaker of a child under 19; incl. 5% disregard
100%$1,330$1,804$2,277$2,750$3,224$3,697
Pregnant Woman Medicaid (PGW) / Newborn
Pregnant; incl. 5% disregard
225%$2,993$4,058$5,123$6,188$7,253$8,318
Child 0-1 (also TMA)
Child under 1; incl. 5% disregard
210%$2,793$3,787$4,781$5,775$6,769$7,763
PeachCare for Kids (PCK)
Child under 1; incl. 5% disregard
252%$3,352$4,545$5,738$6,930$8,123$9,316
Child 1-5
Child 1–5; incl. 5% disregard
154%$2,049$2,778$3,507$4,235$4,964$5,693
PeachCare for Kids (PCK)
Child 1–5; incl. 5% disregard
252%$3,352$4,545$5,738$6,930$8,123$9,316
Child 6-19
Child 6–18; incl. 5% disregard
138%$1,836$2,489$3,142$3,795$4,449$5,102
PeachCare for Kids (PCK)
Child 6–18; incl. 5% disregard
252%$3,352$4,545$5,738$6,930$8,123$9,316
ABD Medicaid (SSI-related; FBR-based)
65 or older, blind or disabled; single / couple, non-MAGI rules, asset test applies
fixed $$994$1,491$1,491$1,491$1,491$1,491

Because the checker adds 5% of the 2026 guideline itself, its parent and caretaker amounts can differ from the DFCS manual by a few dollars (the manual says $787 for four; the table says $787). For a borderline case, the DFCS figure is the one that counts.[1]

Georgia Pathways: coverage for adults up to 100% of poverty

Georgia has not adopted the full Medicaid expansion, so the main route for adults 19 to 64 without a disability or pregnancy is Georgia Pathways to Coverage, which allows household income up to 100% of poverty.[7][3] DFCS lists Pathways as a 95% standard plus the 5% disregard:[1]

  • 1 person: $1,263 standard, $1,330 with the disregard
  • 2 people: $1,713, $1,804
  • 3 people: $2,163, $2,277
  • 4 people: $2,612, $2,750

Pathways members need 80 hours a month of qualifying activities such as work.[3] The approved extension took effect on October 1, 2025 and runs the program through December 31, 2026. It added caring for a child under 6 as a qualifying activity, limited reporting to the application and the yearly renewal, and introduced copayments for members 21 and older.[4] The Pathways eligibility page still shows 2025 poverty-level examples, so use the dollar figures above.[3]

Medicaid income limits Georgia sets for parents and caretakers

A parent or caretaker relative qualifies for regular Georgia Medicaid only at very low income: DFCS’s dollar standard is $457 a month for two, $551 for three and $653 for four, before the 5% disregard.[1] With the disregard, DFCS lists $546, $662 and $787. There is no budget group of one for this category, or for Pregnant Woman Medicaid, so a household always has at least two people.[1] A parent above these amounts may still fit under Pathways (up to $2,277 for three) if they meet its rules, and the children are tested separately against far higher limits.

Pregnancy, children and PeachCare for Kids

Pregnant women qualify for Medicaid up to 225% of poverty with the disregard (220% standard), which is $4,058 a month for two and $5,123 for three.[1] Children’s limits, all with the disregard:[1]

  • Under 1: 210%, $4,781 for a family of three
  • Ages 1–5: 154%, $3,507
  • Ages 6–19 (DFCS label): 138%, $3,142
  • PeachCare for Kids (CHIP): 252%, $5,738

DFCS also lists Express Lane Eligibility at 235%, Planning for Healthy Babies at 211% (216% with the disregard) and Women’s Health Medicaid at 200%.[1]

ABD Medicaid for Georgians 65+, blind or disabled

Aged, blind and disabled (ABD) Medicaid follows the SSI benefit rate: net income of $994 a month for one person or $1,491 for a couple, after a $20 deduction from gross income, with resources capped at $2,000 or $3,000.[2] The ABD chart effective July 2026 also lists:[2]

  • Medicaid CAP (nursing home and waiver): $2,982 single, $5,964 couple
  • Medicare Savings Programs: QMB $1,330 / $1,804, SLMB $1,596 / $2,164, QI-1 $1,796 / $2,435; resources $9,660 / $14,910 (marked 1-25 on the chart)
  • ABD Medically Needy: income level $317 / $375, resources $2,000 / $4,000

How Georgia counts income and where to apply

Family Medicaid, PeachCare and Pathways count the household’s modified adjusted gross income (MAGI), and DFCS lists each of them with the 5% disregard; ABD Medicaid instead uses net income against the SSI rate.[1][2][7] Applications go through Georgia Gateway. The DFCS Customer Contact Center is 877-423-4746, and Pathways questions go to (404) 656-4507.[6][5]

Georgia Pathways and Medicaid changes for 2026–27

The 2026 Family Medicaid limits from March 1 are the main change already in force; the larger shift comes on January 1, 2027, when federal law reshapes Pathways.[1][5] DCH’s approval announcement runs Pathways through December 31, 2026, and the Pathways website already describes the rules that apply from January 1, 2027:[4][5]

  • Still for adults 19–64 with income at or below 100% of poverty.[5]
  • “Qualifying activities” become “community engagement”: 80 hours a month, or earnings of at least $580 a month while income stays under 100%.[5][9]
  • Caring for a child under 6 stops counting as an activity, but parents and caretakers of a dependent child 13 or under become exempt, along with people who are medically frail, American Indians and Alaska Natives, and veterans with a total disability rating.[5]
  • Up to 2 months of prior-month eligibility; current members move to the new rules at their 2027 renewal.[5]

Separately, from October 1, 2026, federal Medicaid and CHIP money covers only citizens, green-card holders, Cuban and Haitian entrants and COFA migrants, with narrow exceptions.[10]

This is an independent estimate site. It is not run by DFCS, DCH or Georgia Pathways, and it cannot see or change a case.

Food help has its own, higher limits: see Georgia food stamps. Other states handle adults very differently; compare New York Medicaid income limits, Indiana Medicaid income limits and Ohio Medicaid income limits, the national food stamps income limit tables, or the SNAP calculator.

Frequently asked questions

What is the Medicaid income limit in Georgia for a single adult?

Through Georgia Pathways, $1,330 a month (100% of poverty with the disregard) for an adult 19–64 who meets the 80-hour monthly activity rule. A single person who is 65+, blind or disabled can get ABD Medicaid with net income up to $994.

What are the Medicaid income limits in Georgia for a family of 4?

With the 5% disregard: parents about $787 on DFCS’s chart, Pathways adults $2,750, children 6–19 $3,795, children 1–5 $4,235, babies $5,775, pregnancy $6,188 and PeachCare for Kids $6,930 a month.

Is Georgia a Medicaid expansion state?

No. Georgia covers some adults through Pathways to Coverage, a section 1115 program limited to 100% of poverty with an activity requirement, instead of the full expansion to 138%.

What is the income limit for PeachCare for Kids?

247% of poverty, or 252% with the 5% disregard: $4,545 a month for two, $5,738 for three and $6,930 for four.

Sources

  1. Medicaid Policy Manual, Appendix A2: Family Medicaid Financial Limits 2026 (MT 80) · Georgia Department of Human Services, Division of Family and Children Services, effective March 1, 2026
  2. Medicaid Policy Manual, Appendix A1: ABD Financial Limits (MT 80) · Georgia Department of Human Services, Division of Family and Children Services, effective July 2026
  3. Georgia Pathways to Coverage: eligibility · Georgia Pathways to Coverage, State of Georgia, page captured October 10, 2026
  4. Pathways updates effective October 1, 2025 (approved extension) · Georgia Department of Community Health, October 1, 2025
  5. H.R. 1 changes to Georgia Pathways (rules from January 1, 2027) · Georgia Pathways to Coverage, State of Georgia, page captured November 8, 2026
  6. Georgia Pathways to Coverage (home page, how to apply, contacts) · Georgia Pathways to Coverage, State of Georgia, page captured October 9, 2026
  7. Medicaid, Children’s Health Insurance Program and Basic Health Program Eligibility Levels (MAGI groups by state) · Centers for Medicare & Medicaid Services (Medicaid.gov), data as of December 1, 2023
  8. 2026 Poverty Guidelines for the 48 contiguous states, Alaska and Hawaii · U.S. Department of Health and Human Services, ASPE, January 2026
  9. Medicaid Program; Community Engagement Requirement for Certain Individuals (CMS-2454-IFC), implementing P.L. 119-21 § 71119 · Centers for Medicare & Medicaid Services (Federal Register, 91 FR 33348), June 3, 2026; effective July 31, 2026
  10. State Health Official Letter SHO #26-001: Medicaid and CHIP eligibility of certain immigrants (P.L. 119-21 § 71109) · Centers for Medicare & Medicaid Services, April 8, 2026